What to do if i just got into an accident and i have liability auto insurance?

Posted on November 28th, 2009 in Auto Liability Insurance by admin
Auto Liability Insurance
seoul searching asked:


I fell asleep behind the wheel, and hit a tree. the car is totaled. I was not hurt and no one was involved in the accident. should i report this to my insurance company?

Commercial insurance or auto insurance? In IL?

Posted on November 27th, 2009 in Commercial Auto Insurance by admin
Commercial Auto Insurance
anna_ruseva asked:


I have a car with livery plates but do a little livery orders. The commercial insurance is too high for me. Can I use an auto insurance with endorsement for livery? Can I keep my livery plates if I have just auto insurance?

Why Defensive Driving Course Certificate can’t be used to get an auto insurance discount in Texas?

Posted on November 27th, 2009 in Discount Auto Insurance by admin
Discount Auto Insurance
firstquality72 asked:


I passed this course in the middle of 2007 and got this certificate, but i can’t use it as one of discount factors when i am gonna to buy an auto insurance. The licensed auto insurance agents told me that Defensive Driving Course Certificate can’t be used to get more auto insurance discounts for Texas? Why? It’s so weird. So, why Texans need to take that course besides for a court when i got a speeding ticket?

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